What is the Motor Insurers Bureau?

The MIB is an organisation that exists to help those who have been innocently injured in road accidents by providing compensation in cases where the blameworthy driver does not have valid insurance or cannot be found by police.

Steps to Take

If you or someone you know has been involved in a hit and run accident and they or you have suffered injuries because of third party negligence, then you could be able to make a personal injury compensation claim.

It is important to collect as much evidence as possible as this can greatly increase the chances of your claim being successful. It is useful to take photographs of the accident scene, as well as any damage to your vehicle or your injuries. If there were any witnesses to the events, you should take their contact details so that they can later be called upon to make a witness statement in support of your case.

You should also seek medical attention as soon as possible, whether that is riding in an ambulance to the hospital or later visiting a GP. Not only will this ensure your health and safety, but it can also help to create a record of your injuries.

How Much Compensation?

 All personal injury cases are unique and so the amount of compensation that is awarded in each case is also unique. Compensation is understood by looking at two specific factors: general damages and special damages.

General Damages

The pain and suffering that your injuries have caused are main factors that are used to determine how much general damage compensation you are owed. This will usually be determined by undergoing a medical examination, from which a report is created that highlights the length of time the injuries will take to heal as well as their severity. Our compensation calculator will give you an indication of how much general damage compensation you might be entitled to based upon your injuries.

Special Damages

In addition to receiving compensation for your injuries, you may be able to reclaim any financial losses that you might have suffered as a result of your injuries. Compensation for financial losses is known as special damages compensation. This can include losses such as loss of earnings due to not being able to return to work, the cost of treatment as well as travel to treatment. It is important that you keep any receipts or evidence of additional losses in order for these to be reclaimed.

With the exception of children, there is a three-year time limit on making a personal injury claim. This time limit begins from the date that the accident initially occurred. Therefore, you should contact a personal injury solicitor as soon as possible to assess your case.

Making Personal Injury Claims

If you have been involved in a hit and run accident that wasn’t your fault, you may be entitled to compensation. First Personal Injury solicitors are available to assist you and ensure that you get the compensation you deserve.

First Personal Injury works with both families and individuals across England and Wales, leading them on their legal journey and helping them claim compensation after an accident or injury.